2008-2009 BASIC CHARGES

In addition to direct JBC charges, a student will have expenses for books, transportation and personal expenses.

*See below for cost of family housing units.

TUITION

Johnson Bible College has made every effort to keep charges to the students as low as possible. In fact, the College has for several years charged the lowest tuition and fees of any private college in the state of Tennessee. Beyond what students pay in cash and work for the current year, the College will have to receive from gifts and other sources $4,000 per student to meet the operating fund expense budget.

A one time non-refundable application fee of $35 must be paid when applying for admission. Tuition for a full-time student (12-15.5 hours) is $3,505 per semester. There is a tuition reduction for one spouse when both husband and wife are enrolled as full-time students.

The average class load for a JBC student is 15.5 hours. When the tuition rate of $3,505 for a full-time student is divided by the average full-time class load, the hourly rate averages $226 per semester hour.

FEES

There is a general fee charge of $385 per semester to cover the cost of student service items such as: registration, library, activities center, first aid, interscholastic sports, class dues, intramural athletics, open gymnasium, and swimming pool privileges during the school year.

The technology portion of this fee covers the cost of the computer labs, personal e-mail, and high speed internet access. Students with personal computers may connect to the network from their dorm rooms at no additional cost if they have the necessary hardware and software.

All students are encouraged and expected to use these services. The fee charge is non-refundable.

OTHER CHARGES

RESIDENCE HALLS

For students living in residence halls, room and board charges are figured on the basis of 16.5 weeks per semester. The cost of room (including utilities) is $1,125 per semester based on double occupancy. Private rooms, when available, cost $1,687.50 per semester. The housing deposit is $200.

The charges for board are based on a required contract food plan which has proven to be the most economical method to provide both adequate and high quality meals. The normal plan provides 13 meals per week at a cost of $1,320 per semester. Other plans available are: 9-meals per week at a cost of $1,085 per semester or 17-meals per week at a cost of $1,550 per semester.

UTILITIES IN FAMILY HOUSING UNITS

Air conditioning, local telephone, water, sewage, and trash pick-up are included in the rental charge for Bell Hall Apartments. Utilities for duplexes, Garrett Way and Gateway apartments, and mobile homes (electricity, heat, AC) are paid by the occupant directly to the service provider.

To secure electric service through Knoxville Utilities Board (KUB), KUB will run a credit/ID check through the Credit Bureau, and the customer’s score determines whether they bill or waive the $100 deposit. Customers may apply to connect or disconnect their KUB service on-line at www.kub.org or by calling a customer representative at 865.524.2911. A new customer must pay a $20 service connection fee.

Students living in mobile homes or duplexes should budget for winter utility bills. Although the winters in Tennessee are not severe, heating bills during January and February are higher than fall and summer. The local utility board will, at your request, give you budget billing, which averages your utility bill over a 12 month period. You pay the same amount each month as a projected average instead of having an unexpected erratic bill from month to month. The monthly average usually ranges from $100-135.

FINANCIAL AID

JBC has a long tradition of providing aid to students who are unable to pay for the total cost of their education. The major types of available aid are work-study, institutional scholarships, loans, and Pell Grant. Pell Grant is a federally funded program with awards ranging from $400 to $4,310. The award amount is determined by the federal government.

Students employed on the work-study program are paid minimum wage and work between four and ten hours per week. (Additional work hours may be given in cases of extreme need.)

Students working on campus having financial need in addition to personal contribution, scholarships, grants and work earnings may apply for additional institutional need-based aid.

Work-study hours and/or institutional need-based aid will be determined by taking into consideration an estimate of the student's expenses minus a calculated contribution from the family (based on the results from completing the Free Application For Federal Student Aid) minus any other grants and scholarships. Please see the Financial Aid Handbook or contact the financial aid office for more detailed information.

MEDICAL INSURANCE

The College requires that each student have medical insurance coverage. This coverage may be through their parent's plan, a private carrier, or the plan offered through the College for the convenience of the student. This policy covers a 12-month period, beginning August 15th. It includes $25,000 major medical. Copies of the complete contract are available upon request.

Insurance premiums are determined by the carrier and have been increasing a significant amount each year.

CONSUMER INFORMATION

Johnson Bible College complies with federal and state requirements for nondiscrimination on the basis of handicap, sex, race, color, or national ethnic origin in admission and access to its programs and activities. Grievance procedures are outlined in the College catalog.

For more information contact the Admissions Office.